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Subrogating Fully-Insured ERISA and Non-ERISA Employee Welfare Benefit Plans ( July 2006 )
Two types of ERISA plans exist, the “self-funded" or "unfunded" plan. If a plan is "self-funded", the employer pays the benefits directly through its general assets or through a trust fund established for that purpose. If a plan is "fully-insured", on the other hand, the employer does not pay the benefits, but rather, the employer purchases an insurance policy via the plan, and an insurance company pays the losses. -
Effect of Outstanding ERISA liens on Minor Settlements ( November 2000 )
Pursuant to regulations promulgated by the Commissioner of Insurance, North Carolina prohibits subrogation of benef.
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