Library Search
-
Stub Policies: You Get What You Pay For ( January 2003 )
New Jersey's Appellate Division recently held that an insurance company, which accepts additional premiums to extend its policy's termination date for less than twelve months, must pay additional policy limits for claims triggering the extended "stub policy" period. The Court reasoned that "an insured who pays a prorated premium for insurance coverage for an additional period with all other terms of the policy to remain the same would reasonably expect that such a prorated premium reflects only the insurer's reduced time on the risk, not a reduction in the policy's aggregate coverage limits." -
Life Insurance Fraud: "Vanishing Premium" Insurance Policies ( February 2001 )
Several years ago, the life insurance industry began marketing individual life insurance policies which they could. -
Estate Planning with Insurance ( November 2000 )
Introduction Estate planning often is not just as simple as having your family attorney draft you a will. It is . -
Insurers Must Act Promptly on Reinstated Applications ( June 2000 )
Delay results in reinstatement of policy In December 1993, Bruce Fein inadvertently failed to pay the premium . -
Life Insurance: When The Vanishing Premium Reappears ( March 2000 )
”Vanishing premium” life insurance sales illustrations may have been all the rage in the life insurance industry in the 1980's, but when those premiums began to reappear in the 1990's, the life insurance industry was faced with a crisis in confidence-and a rash of policyholder suits-which has shaken its very foundation. Recent articles in the financial press have chronicled the verdicts and settlements that have resulted, and now the attention of the Bar has been captured. -
Long-Term Care Insurance Premiums Now Deductible ( August 1999 )
It is time for us to face the harsh realities of the current Medicaid system. Short of totally impoverishing oursel. -
Pension Plan Premiums ( March 1999 )
Answers to questions frequently asked by employers and pension professionals regarding Pension Benefit Guaranty Corporation premiums. -
Operational Policy Letter: Transition from 1876 Risk to Medicare+Choice Enrollment and Disenrollment Policies ( February 1999 )
Operational policy letter from the Department of Health and Human Services which provides answers to questions regarding the transition from ?1876 risk to Medicare+Choice enrollment and dis-enrollment policies. -
Viatical Settlements: A Guide for People With Terminal Illness ( May 1998 )
Brochure from the Federal Trade Commission which discusses the various options which exist for people with terminal illnesses when financial needs are critical. Describes viatical settlement or sales of life insurance policies for a lump sum payment.
Ads by FindLaw