Library Search
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The Fact And How It Affects FCRA And Employment Investigations (The Vail Letter) ( March 2004 )
On December 4, 2003, President Bush signed the Fair and Accurate Credit Transactions Act of 2003 . Title VI of the FACT nullifies the Vail letter by excluding misconduct investigations from the FCRA's more onerous provisions, including the need for the accused's advance consent to investigate. However, employers must be mindful of Title VI's scope limitations as well as new obligations regarding medical information. -
Investigating Employee Wrongdoing and Workplace Misconduct: Navigating the Amended Fair Credit and Reporting Act ( February 2004 )
With the new Fair and Accurate Credit Transactions Act (FACT) signed into law on Dec. 4, 2003, Congress amended the Fair Credit Reporting Act (FCRA) and clarified the FTC's role in regulating workplace investigations. Specifically, the amendments exclude certain workplace investigations from the cumbersome notice and consent requirements contained in the FCRA. The amendments also contain new disclosure requirements when a workplace investigation results in an adverse employment action for an employee. -
Regulatory Compliance Exam Nightmares --Examiners Take Aim at Equal Credit Opportunity ActViolations ( December 2003 )
As you are well aware, bank regulators have for many years conducted routine consumer compliance examinations. Recently, however, we have seen a dramatic increase in the number of criticisms by bank examiners for consumer compliance violations, particularly violations involving the Equal Credit Opportunity Act ("ECOA"), as implemented by Regulation B. -
New Law Extends Fair Credit Reporting Act Preemption, ImposesNew Requirements on Credit Bureaus and Users ( November 2003 )
On Thursday, December 4, 2003, the President signed into law the Fair and Accurate Transactions Act of 2003. This Financial Services Alert article emphasizes the provisions of FACTA that most significantly affect lenders and other users of consumer reports. It should be noted that there are many other provisions that primarily affect consumer reporting agencies, particularly with regard to consumers who assert that they are victims of identity theft. -
Marketing and Sale of Consumer Products and Services in Shanghai to Be Impacted by the New Municipal Rules on Consumer Protection ( November 2002 )
On October 28, 2002, Shanghai Municipal People's Congress amended the "Shanghai Municipal Rules on the Protection of Consumer Interest" (the "Rules"). The Rules will enter into effect on January 1, 2003. The implementation of the Rules will have a significant impact on the current marketing and sale practices in Shanghai. -
Identity Theft: the FTC'S Response ( March 2002 )
Prepared statement of the Federal Trade Commission (FTC) on identity theft before the Subcommittee on Technology, Terrorism and Government Information of the Senate Judiciary Committee. -
Privacy Law in Q1 2002 ( January 2002 )
Internet privacy is one of the top policy issues facing Congress, state legislatures and regulators. At the federal level, several bills are pending. Additionally, a growing number of state legislators have concluded that industry self-regulation fails to protect consumers' online privacy. -
Electronic Records and Signatures in Healthcare and the Interplay of E-Sign, HIPAA and UETA ( January 2001 )
The healthcare industry is highly regulated by a complex statutory and regulatory framework at every level. Electr. -
New Regulations For Internal Investigations ( December 2000 )
This update provides a brief overview of the Federal Trade Commission's opinion relating to the Fair Credit Reporting Act and internal employment investigations. -
Rebuilding Your Credit ( September 2000 )
Most of the American economy works on credit. Credit cards, once unique and prestigious, are now an everyday fact .